Money

Net Worth

Assets

         $ 25,709.06
           1.0 CONDO
           1.0 COTTA
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX  Assets
         $ 23,935.96    Checking
          $ 5,077.96      Covantage
          $ 5,864.00      Northwoods
          $ 7,224.00      Park City
          $ 5,770.00      RipCo
          $ 1,773.10
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX    Investments
          $ 1,650.02
       614.884 FSPSX
       796.772 FXAIX      401K
            $ 123.08
       145.455 FXAIX      HSA
       706.204 VTIAX
       845.034 VTSAX      IRA
       2,949.0 STRIP      RSU
           1.0 CONDO
           1.0 COTTA    RE
           1.0 CONDO      Condo
           1.0 COTTA      Cottage
       $ -446,863.13  Liabilities:RE:Condo:Mortgage
--------------------
       $ -421,154.07
           1.0 CONDO
           1.0 COTTA
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX

Value

      $ 1,639,369.18  Assets
         $ 23,935.96    Checking
          $ 5,077.96      Covantage
          $ 5,864.00      Northwoods
          $ 7,224.00      Park City
          $ 5,770.00      RipCo
        $ 560,433.22    Investments
        $ 232,571.37      401K
         $ 35,218.46      HSA
        $ 170,495.80      IRA
        $ 122,147.58      RSU
      $ 1,055,000.00    RE
        $ 600,000.00      Condo
        $ 455,000.00      Cottage
       $ -446,863.13  Liabilities:RE:Condo:Mortgage
--------------------
      $ 1,192,506.05

Budget

Assets

         $ 25,709.06
           1.0 CONDO
           1.0 COTTA
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX  Assets
         $ 23,935.96    Checking
          $ 5,077.96      Covantage
          $ 5,864.00      Northwoods
          $ 7,224.00      Park City
          $ 5,770.00      RipCo
          $ 1,773.10
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX    Investments
          $ 1,650.02
       614.884 FSPSX
       796.772 FXAIX      401K
            $ 123.08
       145.455 FXAIX      HSA
       706.204 VTIAX
       845.034 VTSAX      IRA
       2,949.0 STRIP      RSU
           1.0 CONDO
           1.0 COTTA    RE
           1.0 CONDO      Condo
           1.0 COTTA      Cottage
       $ -446,863.13  Liabilities:RE:Condo:Mortgage
--------------------
       $ -421,154.07
           1.0 CONDO
           1.0 COTTA
       614.884 FSPSX
       942.227 FXAIX
       2,949.0 STRIP
       706.204 VTIAX
       845.034 VTSAX

Values

      $ 1,639,369.18  Assets
         $ 23,935.96    Checking
          $ 5,077.96      Covantage
          $ 5,864.00      Northwoods
          $ 7,224.00      Park City
          $ 5,770.00      RipCo
        $ 560,433.22    Investments
        $ 232,571.37      401K
         $ 35,218.46      HSA
        $ 170,495.80      IRA
        $ 122,147.58      RSU
      $ 1,055,000.00    RE
        $ 600,000.00      Condo
        $ 455,000.00      Cottage
       $ -446,863.13  Liabilities:RE:Condo:Mortgage
--------------------
      $ 1,192,506.05

Spending

Savings Rate

.
                     $16,316.72 - $14,850.89
Gross Savings Rate: --------------------------- = 8.98%
                             $16,316.72

                     $12,799.22 - $11,333.39
  Net Savings Rate: -------------------------- = 11.45%
                             $12,799.22

This Month Spending

         $ 14,850.89  Expenses
            $ 747.38    Food
             $ 97.18      Drinks
             $ 65.81      Fast Food
            $ 173.19      Groceries
            $ 140.00      Restaurants
            $ 271.20      Snacks
          $ 2,191.48    Personal
             $ 20.84      Clothes
            $ 317.63      Electronics
             $ 12.12      Entertainment
          $ 1,390.76      Health
            $ 450.13      Household
          $ 7,224.96    RE
            $ 136.00      Condo
          $ 1,500.00        Interest
            $ 171.00        Utilities
          $ 7,088.96      Cottage
              $ 9.99        Repairs
          $ 6,773.60        Taxes
            $ 305.37        Utilities
          $ 3,517.50    Taxes
          $ 1,614.17      Federal
            $ 384.74      Illinois
            $ 219.03      Medicare
            $ 936.56      Social Security
            $ 363.00      State
            $ 187.38    Transportation
              $ 7.66      Biking
            $ 179.72      Driving
             $ 79.72        Gas
            $ 100.00        Ticket
            $ 982.19    Travel:Air
--------------------
         $ 14,850.89

Last Month Spending

         $ 10,009.91  Expenses
          $ 1,318.31    Food
             $ 86.70      Drinks
            $ 103.69      Fast Food
             $ 85.19      Groceries
             $ 45.50      Restaurants
            $ 997.23      Snacks
            $ 274.33    Gifts
             $ 70.00    Housing:Utilities
          $ 1,565.49    Personal
             $ 19.83      Clothes
            $ 150.00      Education
             $ 44.81      Electronics
            $ 208.49      Entertainment
            $ 712.06      Health
            $ 316.97      Household
             $ 14.88      Learning
             $ 98.45      Restaurants
          $ 3,828.47    RE
          $ 3,329.17      Condo
            $ 745.56        HOA
            $ 100.00        Insurance
          $ 3,602.61        Interest
            $ 171.00        Utilities
            $ 499.30      Cottage
            $ 100.00        Insurance
            $ 218.55        Interest
            $ 180.75        Utilities
          $ 2,581.15    Taxes
          $ 1,519.29      Federal
            $ 341.83      Medicare
            $ 720.03      State
            $ 372.16    Transportation
            $ 144.68      Biking
            $ 227.48      Driving
             $ 73.53        Gas
             $ 32.99        Insurance
            $ 120.96        Rental
--------------------
         $ 10,009.91

Monthly Spending

April 2023           $ 5,455.64
May 2023             $ 8,591.06
June 2023            $ 9,673.92
July 2023            $ 8,234.24
August 2023          $ 7,336.03
September 2023       $ 11,002.49
October 2023         $ 9,834.46
November 2023        $ 6,448.77
December 2023        $ 7,470.83
January 2024         $ 8,968.31
February 2024        $ 6,234.50
March 2024           $ 5,467.73
April 2024           $ 29,758.42
May 2024             $ 7,668.70
June 2024            $ -2,268.37
July 2024            $ 9,835.54
August 2024          $ 3,276.77
September 2024       $ 5,474.43
October 2024         $ 4,608.95
November 2024        $ 6,751.29
December 2024        $ 14,862.49
January 2025         $ 9,695.30
February 2025        $ 11,516.38
March 2025           $ 6,353.63
April 2025           $ 8,893.41
May 2025             $ 23,447.16
June 2025            $ 6,928.38
July 2025            $ 25,543.03
August 2025          $ 11,006.46
September 2025       $ 11,332.09
October 2025         $ 8,810.19
November 2025        $ 12,399.36
December 2025        $ 7,428.76
January 2026         $ 11,333.39